Learn more about Canadian mortgage rates, rules and the latest news – read on!
Latest News
How much income do you need to buy a home in Canada? A look at housing affordability in November 2025 + MORE Dec 24th
For a while there, it appeared Canada’s housing market was seeing shoots of improvement – but buyers retreated back to the sidelines in November, further dousing price growth and leading to overall improved affordability conditions. As reported by the Canadian Real Estate Association, home sales.... More »
The bond risk many investors overlook Jul 5th
When you buy a bond, there’s a chance the borrower might not be able to pay you back, but bonds also carry a different kind of risk. Duration, or interest rate risk, is related to a bond’s sensitivity to changes in interest rates.
When interest rates go up, you won’t be able .... More »
Mortgage rate outlook: Why experts say the next move could be lower + MORE Feb 19th
After a volatile 2025, mortgage rates have steadied, but experts say the next move could be lower, and that has implications for borrowers..... More »
Enforcement against mortgage professionals jumps as FSRA flexes new powers Apr 3rd
With higher fine limits now in place, regulators say recent penalties may only reflect the early stages of a stricter regime.... More »
Strong payment discipline masks growing mortgage stress, survey finds + MORE Mar 25th
Despite strong payment performance, a growing share of borrowers report difficulty keeping up and are cutting back on spending to stay current.... More »
Why homeowners ignore mortgage broker marketing (and what does get them to act)
– canadianmortgagetrends.com
Most broker emails get opened, then forgotten. New engagement data reveals what sparks action and how top brokers turn curiosity into conversations.More Canadians missing non-mortgage debt payments: Equifax
– canadianmortgagetrends.com
Equifax Canada says the number of consumers missing a non-mortgage debt payment in the third quarter rose compared with a year ago.Loanova prepares to launch Canada’s first fractional mortgage platform
– canadianmortgagetrends.com
The tech-driven startup plans to let everyday investors buy small stakes in syndicated mortgages, while helping borrowers who don’t qualify for traditional bank financing.FSRA flags risks in private deals as borrower vulnerability climbs
– canadianmortgagetrends.com
The Ontario regulator warns that volatile market conditions could push more consumers back toward private mortgages, and says stronger oversight is needed.
