Obtaining a mortgage or secured line of credit in Canada at the best rates is often a daunting task. We can help! Read the articles below for more info.
Latest News
TD Bank plans to sell $9 billion in mortgages to comply with asset cap + MORE Jan 23rd
TD Bank is planning to sell around $9 billion in residential mortgages as it works to adjust its balance sheet and meet an asset cap imposed by U.S. regulators..... More »
Ontario review recommends expanding lender access for Level 1 mortgage agents + MORE Feb 7th
Finance ministry report adopts key industry recommendations and could expand where Level 1 agents can place insured mortgages.... More »
Home construction must double over next decade to restore 2019 affordability: CMHC + MORE Jun 20th
Canada Mortgage and Housing Corp. says up to 4.8 million new homes will need to be built over the next decade to restore affordability levels last seen in 2019 based on projected demand..... More »
2024 mortgage market: A year in review Jan 2nd
The past year marked a turning point for Canada’s housing and mortgage market, with rate hikes giving way to rate cuts, alongside numerous regulatory changes and new government program announcements..... More »
Making sense of the Bank of Canada interest rate decision on July 30, 2025 + MORE Aug 1st
There’s little change on the horizon for interest rates, as the Bank of Canada further entrenches into a holding pattern. The central bank chose to hold its trend-setting overnight lending rate—which is used by lenders to set their prime rates, and by extension, variable mortgage rates—at 2.75.... More »
Mortgage Digest: MPC National Conference edition
– canadianmortgagetrends.com
Highlights from this week’s MPC National Conference in Montreal, including key insights from the panel discussions, keynote speakers and concurrent sessions.
Alberta called—What I wish I’d known before making the move
– moneysense.ca
Like many people in Ontario, I got swept up in the “Alberta Is Calling” campaign and left Toronto to buy a condo in Calgary last year. Home prices in the prairie province were barely half those of comparable properties in the Greater Toronto Area and it was the only way I could see to own one. But I quickly realized just because I qualified for a mortgage didn’t mean I could afford it.
Now, almost a year in, I find myself struggling to keep up with all the monthly expenses of owning a home, with little left over for savings, debt repayment or fun.
Here are some things I’d wish I’d known before buying my first home and some advice from a financial planner on preparing for such a big purchase and what to do if you find yourself in over your head.
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