Learn more about Canadian mortgage rates, rules and the latest news – read on!
Latest News
Mortgage growth outpaced housing gains in late 2025 + MORE Apr 15th
Home values declined while borrowing increased, leaving financial markets to drive overall wealth growth..... More »
Enforcement against mortgage professionals jumps as FSRA flexes new powers Apr 3rd
With higher fine limits now in place, regulators say recent penalties may only reflect the early stages of a stricter regime.... More »
Strong payment discipline masks growing mortgage stress, survey finds + MORE Mar 25th
Despite strong payment performance, a growing share of borrowers report difficulty keeping up and are cutting back on spending to stay current.... More »
Laurentian Bank slips to loss as mortgage book shrinks + MORE Mar 10th
Residential book declines amid softer housing activity while commercial lending expands as the bank pushes ahead with its transformation strategy.... More »
Mortgage rate outlook: Why experts say the next move could be lower
– canadianmortgagetrends.com
After a volatile 2025, mortgage rates have steadied, but experts say the next move could be lower, and that has implications for borrowers.Lenders want the mortgage stress test kept, OSFI boss says
– canadianmortgagetrends.com
Canada’s top bank regulator says lenders haven’t pushed to remove the stress test and reiterated how loan-to-income limits fit into the framework, while weighing in on renewal risks, private lending growth, AI-driven fraud and the industry’s outlook.
