Scotiabank mortgage growth slows as originations dip in key markets + MORE May 30th

Canadian housing mortgage rates are all over the map. Don’t get trapped in an unnecessarily costly mortgage agreement.
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 Canada mortgage

How to protect your identity + MORE Sep 7th

We’re all on guard to protect our hard-earned money. What you might not notice, though, is when criminals seek something else that’s really valuable: your identity.  It happens every day. People who would never dream of giving out their credit card number after receiving a random call, t.... More »
 property mortgage

Beyond home prices: What the new CMHC affordability index reveals about Canada + MORE Apr 24th

Take a look at just about any housing affordability index in the country and you’ll notice something pretty quickly: they almost always focus exclusively on home prices and mortgages. Rental units simply aren’t included. The Canada Mortgage and Housing Corporation (CMHC) has acknowledged this.... More »
 property

Shelter takes larger share in updated CPI basket weights + MORE Jun 17th

The latest update to the Consumer Price Index (CPI) basket gives even more weight to shelter costs—particularly mortgage interest and rent—underscoring just how much housing expenses are shaping the inflation experience of Canadians..... More »
 home

Why Canadian investors should avoid MLPs  Jan 20th

For better or worse, a sizable group of Canadian investors still screens prospective investments by dividend yield. When that search expands beyond Canadian stocks, it often leads into parts of the U.S. market that look attractive on the surface but are poorly understood. Common examples include .... More »
mortgage

Mortgage growth outpaced housing gains in late 2025 + MORE Apr 15th

Home values declined while borrowing increased, leaving financial markets to drive overall wealth growth..... More »
National Bank sees continued mortgage growth amid CWB integration pushNational Bank of Canada reported stable mortgage growth in the second quarter, supported by strong originations and renewals, even as its focus remains on integrating Canadian Western Bank.

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RBC sees rising mortgage delinquencies, with GTA leading the wayRBC is starting to see more signs of stress in its mortgage book as high interest rates continue to weigh on borrowers—particularly in more economically vulnerable parts of the country.

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Scotiabank mortgage growth slows as originations dip in key marketsScotiabank’s mortgage growth stalled in Q2, with average balances flat from the previous quarter and originations slowing sharply in major housing markets.

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Buying your first home? Here’s how to get ready to make an offerA down payment is a big step for home buyers, but definitely not the only one.

As a realtor in the Halifax market, Sandra Pike estimates less than half of buyers she sees are actually ready to buy a home. Many have some of the pieces in place, but not the full suite.

“A lot of them say, ‘Okay, I’ve made a decision’ and take a look at houses,” said Pike, from The Pike Group at Royal LePage Atlantic. “And people want to write offers and then go get their financing in place. But as a first-time home buyer, if you write [an offer] on one of my listings, I am asking for your letter of approval. And if I don’t have it, I don’t want to look at your offer. I don’t want to put my own sellers in conditional purgatory, waiting for you to get your financing together.”

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You’re 2 minutes away from getting the best mortgage rates…

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