Mortgages in Canada can be a murky subject – one that we hope to shed some light on with a series of highly informational articles.
Latest News
Early cracks in household credit hint at mortgage stress by 2026, CIBC’s Benjamin Tal warns + MORE Nov 6th
Household credit strain is creeping in at the edges, and CIBC economist Benjamin Tal says it could spread to mortgages as payment shocks peak next year..... More »
Laurentian Bank slips to loss as mortgage book shrinks + MORE Mar 10th
Residential book declines amid softer housing activity while commercial lending expands as the bank pushes ahead with its transformation strategy.... More »
Making sense of the Bank of Canada interest rate decision on July 30, 2025 + MORE Aug 1st
There’s little change on the horizon for interest rates, as the Bank of Canada further entrenches into a holding pattern. The central bank chose to hold its trend-setting overnight lending rate—which is used by lenders to set their prime rates, and by extension, variable mortgage rates—at 2.75.... More »
First National saw revenue rise 29% in 2023 despite drop in residential mortgage volumes + MORE Mar 10th
First National wrapped up a "successful" 2023 in spite challenging economic conditions and a drop in residential mortgage originations..... More »
The Sea Change in Canadian Mortgage Insurance + MORE Dec 2nd
Few realize how dramatically Canada’s mortgage insurance market has changed..... More »
Meet Bloom, Canada’s Newest Reverse Mortgage Provider
– canadianmortgagetrends.com
There’s a new reverse mortgage provider in town. Bloom Finance Company rolled out its reverse mortgage product for Ontario homeowners this week.
The Broker Channel Gets Another Prime Lender: Strive Capital
– canadianmortgagetrends.com
Strive is live. It’s Canada’s latest prime lender in the mortgage broker market.
Post-election 2021 update: Would the parties’ housing proposals help you afford a first home?
– moneysense.ca
Now that the election is in the rear-view mirror, it’s time for our elected officials to get to work implementing their campaign promises—which included making housing more affordable. Indeed, with home prices continuing to rise into the stratosphere, all three major political parties spent a considerable amount of time and energy promoting their “solutions” to help first-time buyers get a foothold in the real estate market.
Get the mortgage rate that works for you.Find the best rate for you in under 2 minutes at ratehub.ca. Let’s get started.I’m buying a homeI’m renewing/refinancingYou will be leaving MoneySense. Just close the tab to return.
Get the mortgage rate that works for you.Find the best rate for you in under 2 minutes at ratehub.ca. Let’s get started.I’m buying a homeI’m renewing/refinancingYou will be leaving MoneySense. Just close the tab to return.
Of course, because the Liberals have formed another minority government, they’ll need the support of the other parties to get anything accomplished, which means compromise is a must. So, it’s worthwhile to take a look at where the Liberals, Conservatives and NDP stand on housing policy, and whether their approaches would help you afford your first home…
