Retirement planning getting you down? There are always smart ways to plan the financial aspects of your retirement.
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Russ Dyck financial advisor Nov 8th
Meet Russ Dyck
Russ Dyck, a Certified Financial Planner and founder of Finovo, specializes in financial planning for professional couples and young professionals. He is passionate about helping clients navigate complex financial decisions with clarity and confidence, tailoring each plan to meet t.... More »
Stock market news for investors: Shopify’s new exchange, Google’s acquisition, Nvidia’s launches and OTPP’s performance Mar 21st
Here’s a round-up of news for Canadian investors this week.
Shopify
Google
Nvidia
Ontario Teachers’ Pension Plan
Featured RRSP Accounts
featured
EQ Bank
Build your retirem.... More »
Financial paralysis and how to get moving again + MORE Feb 28th
New findings from the Credit Counselling Society’s (CCS) 2026 Consumer Debt Report reveal a concerning pattern in how Canadians are experiencing debt. Under cost-of-living pressures, many are increasing their debt load, relying on credit to make ends meet. And while they’re making their minimum .... More »
Stock news for investors: Quarterly profits up at Shopify, Brookfield; down at Suncor, Reuters Aug 8th
Here’s a round-up of news for Canadian investors this week.
Shopify
Suncor Energy Inc.
Brookfield Asset Management
Parkland Corp.
Thomson Reuters
Featured RRSP Accounts
featured
EQ Bank
.... More »
Self-employed with no pension
– moneysense.ca
The year 1975 was the high water mark for bell bottoms, soul music and workplace pensions. Back then, around half of Canadian workers had some sort of pension plan through their employers to save for retirement. These days, just under 40%. For the roughly 2.6 million Canadians who work for themselves, that number is effectively zero.
It doesn’t matter whether you own a restaurant, hustle as a freelance designer or work as a day labourer on a landscaping crew—you cannot depend on a pension to support you in your golden years. Unless you have significant real estate or investment income, your business will need to fund nearly every cent of your retirement. So, how do you do it?
Thuy Lam, a senior financial planner and money coach with Objective Financial Partners, works with both sole proprietors and employers with staff or contractors on their payroll. Saving for retirement as a self-employed person is possible, she says, but it requires both discipline and creativity…
