The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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HSBC makes applying for their credit cards and bank accounts easier with HSBC EasyID + MORE May 11th
When HSBC ran their amazing offer to earn 100,000 bonus points for their HSBC World Elite Mastercard in late 2020 there was one issue that some of our readers brought to our attention several times. That issue was that HSBC wanted some applicants to confirm and complete their applications in branch..... More »
RWRDS Daily Update Sep 27: Earn 500 bonus AIR MILES on Orlando hotel stays + MORE Sep 28th
Earn 500 bonus AIR MILES on Orlando hotel stays, Air France to add free Starlink Wi-Fi starting in 2025 and a New Amex Offer for Carnivore Club. Check out today's points & miles updates here:
The post RWRDS Daily Update Sep 27: Earn 500 bonus AIR MILES on Orlando hotel stays appeared first on R.... More »
How do credit card payment deferrals work during COVID-19? + MORE Apr 17th
If you’re dreading your credit card bill, you’re not alone. According to the Bank of Canada, 30% of us carry a balance from month to month, accruing interest, on average, at an eye-watering 19.99%. Simply put, we’re in the red, with an average of $23,800 per Canadian owing on credit cards, lin.... More »
New year, new spending habits + MORE Dec 1st
Money-wise, it’s been a challenging year for Canadians but the new year is also a chance to build better strategies around how you spend money. Steer clear of these three common pitfalls for financial success in 2023.
Money mistake #1: Not paying off debt quickly
If you’re in the red, youâ.... More »
RWRDS Daily Update – October 18 + MORE Oct 19th
Here’s your Rewards Canada update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. Marriott Bonvoy cuts transfer bonuses for three airlines Marriott Bonvoy continues with more modifications to their program. The latest comes in the points to miles.... More »
April 15 Update: A reminder that the mostly negative changes to Starbucks Rewards and Cineplex SCENE take place this week
– RewardsCanada.ca
Just a friendly reminder that today is the last day for flat rate rewards at Starbucks! Starting tomorrow the new redemption schedule kicks in with Starbucks Rewards. The best redemption options in the current program (fancier drinks and food) will cost you more Stars as of tomorrow. Granted there are now some lower priced options where rewards will start at 25 Stars and go up versus the current 125 Stars for any item. I used up all my rewards over the past week (about 9 in total) for the drinks and food we like. Came at the right time as we were on the road a lot for our kid’s activities! You can read all about the changes in our post Starbucks Rewards – Changes confirmed to be coming April 16 and they’re both good and bad (mostly bad) While we’re on the topic of changes, here is also a reminder that following Starbucks’ changes on Tuesday, the changes to the Cineplex SCENE program kick in on Wednesday April 17. Once again the changes are pretty much for the worse. You can read all about it here: Cineplex’s SCENE program changing earn and burn rates on April 17 – significantly devalues current balances and the SCENE Visa CardPosts since our last update:Using the Scotiabank Gold American Express card to redeem for any travel – whale watches included! Today we welcome the second post from Rewards Canada contributor Jeff W…What to Do After Your Identity is Stolen?
– ratesupermarket.ca
Identity theft is a global crime where your personal or financial information is stolen to commit fraud in your name. It leads to severe financial and legal struggles. Identity thieves look for any of the following information:
Full name
Social insurance number (SIN)
Driver’s license number
Home address
Mother’s maiden name
Credit card information
Username and password of online accounts
Health card number
Passport number
A combination of this information can be used to commit a wide range of identity theft crimes.
How do you know if your identity is stolen?
If you receive calls from collection agencies about unfamiliar financial accounts
Inquiries from unfamiliar companies seeking personal information
Notifications from credit cards or banks stating that they have accepted or declined a credit application, you did not issue
Credit card statements reflecting unusual purchases
An effective way to catch it early is by monitoring your financial accounts and getting credit reports issued by two national credit bureaus, Equifax and TransUnion, at regular intervals…
Using the Scotiabank Gold American Express card to redeem for any travel – whale watches included!
– RewardsCanada.ca
Today we welcome the second post from Rewards Canada contributor Jeff W.! Jeff has been a long time reader of Rewards Canada and we’ve had lots of discussions with him via email and Twitter as he is always looking to maximize his credit card, travel and other loyalty program rewards! This is his second post of several that will look at how he utilizes the Scotiabank Gold American Express card!Hey fellow Rewards Canada Readers! This is now my second time writing for Rewards Canada. My first post was in regard to earning points on my Scotiabank Gold Amex card. This time around, I’ll be delving into the redemption side of things. Read Jeff’s first post here: A closer look at how a Winnipegger maximizes his Scotiabank Gold American Express Card purchases To recap, if you missed my first article, I’ve always been intrigued by rewards credit cards as well as loyalty programs. We’re a family of 4, with two young kids, I’d say with an average family income…
