Universal Life Insurance Dec 18th

How to go about securing the best policy for your insurance in Canada.
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Universal Life Insurance

– life-insurance-quotes.ca

Universal Life InsuranceUniversal life insurance is a hybrid policy that combines certain elements of both term and whole life. Universal life coverage offers the consumer the benefits of a more conventional term life policy and can build up a cash value more quickly than traditional whole life. It also offers a less rigid structure than whole life coverage.
Its cash value can be linked to shorter-term interest rates or a combination of other investment options. This offers the potential of a greater rate of return than that of a whole life policy, resulting in faster cash value growth.

It is important to remember that the flexibility of a universal life policy varies depending on the plan type and insurance company. However, one common requirement is that all universal plans must have minimum face values (premiums and death benefit).
With a universal life insurance policy, your premiums as well as your death benefit are flexible (within policy limits) and can be adjusted depending on your current situation…

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