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With a good travel credit card, travel suddenly becomes affordable. And it helps if you sign up for the right travel credit card—one that doesn’t just focus on points, but also has perks like companion flights, amazing insurance coverage and flexibility with transferring points between cards.
Th.... More »
What is an Insurance Grace Period? Sep 13th
Life gets busy sometimes. It’s not surprising you might forget to pay your insurance premium. But what does that mean for your coverage? Some insurance is optional, but some — like auto — is mandatory. So, the last thing you want is a cancelled policy.
Thankfully, you might not ne.... More »
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Where to find and apply for COVID-19 financial relief Aug 23rd
The COVID-19 outbreak has dealt a shock to our economy, shuttering entire industries and leaving many more businesses in limbo, forcing layoffs and loss of income on many people. Fortunately, the Canadian government and several other institutions are offering financial relief for Canadians during th.... More »
When buying critical illness insurance makes sense
– moneysense.ca
TORONTO — It was about eight years ago that Brooke Robinson bought a critical illness insurance policy due to her family’s history of breast cancer, only to trigger it six years later for an entirely different and unexpected reason.“I actually ended up with multiple sclerosis and it was a very aggressive version of it,” says Robinson, 33.
“I was diagnosed in April of 2015 and by October of 2015 I was walking with a cane.”
Today, she credits her critical illness payout for allowing her and her husband to take three months off work so they could move from Toronto to Ottawa where she underwent an experimental procedure that has allowed her to walk again without assistance.
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While Robinson’s workplace disability insurance made up for some of the couple’s lost income, she says it wouldn’t have been enough to cover the $15,000 of extra expenses they incurred…


