The big question on mortgage borrowers’ minds: fixed or variable? Feb 15th

Canadian housing mortgage rates are all over the map. Don’t get trapped in an unnecessarily costly mortgage agreement.
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3.4 million Canadians will renew their mortgages by 2025: Royal LePage - Financial Post + MORE Oct 26th

3.4 million Canadians will renew their mortgages by 2025: Royal LePage  Financial PostSurvey finds Canadian homeowners fret over mortgage renewals  Toronto StarMortgage renewal: New survey says many concerned about rising interest rates  CTV News OttawaInterest rates: H.... More »

OSFI considering the need for additional regulations on existing mortgages + MORE Apr 22nd

Canada’s banking regulator says it is considering whether to extend the scope of its mortgage guidelines to include existing mortgages. In its second Annual Risk Outlook released this week, the Office of the Superintendent of Financial Institutions (OSFI) said it will “consider the scope of .... More »

Most mortgage borrowers to see payments rise 34% to 54% vs. early 2022: Bank of Canada + MORE Dec 22nd

If you had a mortgage as of February 2022, chances are you will be facing a payment increase before the end of 2025..... More »
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Mortgage interest rate hikes have stalled your home-buying dreams. Now what? + MORE Jun 12th

Being priced out of the market might just be a blessing in disguise, writes Lesley-Anne Scorgie. Bide your time by saving more and enjoying the freedom that renting brings..... More »
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Long-term mortgage rates are falling. Is it time to lock in? + MORE Apr 4th

Locking in or not depends on many factors, experts say, including whether the penalties for breaking a current mortgage make sense and if you think rates are going up or down..... More »
With variable mortgage rates potentially at a peak and fixed rates having recently retreated, borrowers are asking themselves the age old mortgage question: should you go fixed or variable?

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